Crowdfunding Lenders Get Best Investment Rates


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The crowd wants to be shown the money...

Crowdfunding is being taken more and more seriously as a medium for prime retail savings rates.

Crowdfunding intelligence platform, Another Crowd, puts it this way: "Many come to crowdfunding as investors, in search of top savings rates. Deposit-account investors certainly have had a dismal time of it. The average deposit-account rate quoted by the Building Societies Association is 0.76 per cent for instant access accounts – after leaving money in for long enough to qualify for the meagre bonuses sometimes on offer."

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The site goes on to quote the loan rates available as returns to lenders, noting that the returns, while carrying an element of risk, are significantly higher than the best long-term retail cash accounts.

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On the borrowing side of the equation, Forbes contributor Jim Blasingame argues that crowdfunding is now an established source of finance for small businesses. He is of course referring to the US market, which is a little further advanced in some respects than the UK version. But the momentum is building on both sides of the Atlantic.

To learn more about becoming a lender with Money&Co., click here for a short video explanation. To begin the short, simple registration process, click here.



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Disclaimer: Money&Co.™ is the trading name of Denmark Square Limited, Company Number 08561817, registered in England & Wales, authorised and regulated by the Financial Conduct Authority (FCA). The company is identified on the Financial Services Register under Reference Number 727325. The registered office is 58 Glentham Road, Barnes, London, SW13 9JJ where the register of Directors may be inspected. Denmark Square Limited (ISA manager reference number Z1932) manages the Money&Co. Innovative Finance ISA.